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NatWest Buy to Let Fixed Rate Mortgages - Call our broker team 0117 403 4474

What is your mortgage for?

 

NatWest Buy To Let Fixed Rate Mortgage

See below for latest market leading NatWest buy to let fixed rate deals or use our independent buy to let mortgage advice service to compare the market.

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparison Product fee Monthly cost Enquire
Initial rate: 4.15%
Rate type: 2 year fixed
Monthly cost: £1681.26 per month
Product fee: £3,499
Overall cost for comparison: 7% APRC
NatWest logo 4.15% 2 year fixed 7% APRC £3,499 £1681.26 per month get quotes
Initial rate: 4.44%
Rate type: 5 year fixed
Monthly cost: £1714.34 per month
Product fee: £995
Overall cost for comparison: 5.9% APRC
NatWest logo 4.44% 5 year fixed 5.9% APRC £995 £1714.34 per month get quotes
Initial rate: 4.44%
Rate type: 5 year fixed
Monthly cost: £1714.34 per month
Product fee: £995
Overall cost for comparison: 5.9% APRC
NatWest logo 4.44% 5 year fixed 5.9% APRC £995 £1714.34 per month get quotes Broker Only Deal
Initial rate: 4.50%
Rate type: 5 year fixed
Monthly cost: £1721.23 per month
Product fee: £995
Overall cost for comparison: 5.9% APRC
NatWest logo 4.50% 5 year fixed 5.9% APRC £995 £1721.23 per month get quotes
Initial rate: 4.59%
Rate type: 5 year fixed
Monthly cost: £1731.6 per month
Product fee: £0
Overall cost for comparison: 5.9% APRC
NatWest logo 4.59% 5 year fixed 5.9% APRC £0 £1731.6 per month get quotes
Initial rate: 4.77%
Rate type: 2 year fixed
Monthly cost: £1752.44 per month
Product fee: £995
Overall cost for comparison: 7.1% APRC
NatWest logo 4.77% 2 year fixed 7.1% APRC £995 £1752.44 per month get quotes
Initial rate: 4.77%
Rate type: 2 year fixed
Monthly cost: £1752.44 per month
Product fee: £995
Overall cost for comparison: 7.1% APRC
NatWest logo 4.77% 2 year fixed 7.1% APRC £995 £1752.44 per month get quotes Broker Only Deal
Initial rate: 4.83%
Rate type: 2 year fixed
Monthly cost: £1759.42 per month
Product fee: £995
Overall cost for comparison: 7.1% APRC
NatWest logo 4.83% 2 year fixed 7.1% APRC £995 £1759.42 per month get quotes
Initial rate: 5.05%
Rate type: 2 year fixed
Monthly cost: £1785.15 per month
Product fee: £0
Overall cost for comparison: 7.1% APRC
NatWest logo 5.05% 2 year fixed 7.1% APRC £0 £1785.15 per month get quotes

Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

NatWest Buy To Let Fixed Rate Mortgage

If you are looking to renew your NatWest mortgage or are looking at NatWest buy to let fixed rate mortgage products, speak to us first to make sure you are getting the best deal possible.

Special features of what we offer include:

  • Whole of market service - we work with over 60 UK lenders including NatWest

  • Leading rates - Access to leading market mortgage rates

  • Exclusive deals - Access to exclusive loan deals not available on the high street

  • Fast turnaround - speak to us today if you need to move quickly

  • We have lenders who will take into account previous defaults and missed payments 

  • Looking to raise additional finance on top of your existing mortgage or buy to let mortgage? - we have access to a range of finance solutions

To investigate your mortgage options, contact our mortgage team on 0117 403 4474 or fill in our call back request form.

Alternatively you can contact NatWest buy to let team direct:

Call NatWest Mortgages Direct - Call 0800 068 8567

NatWest offer a buy to let fixed rate mortgage. This allows you to repay a certain amount of interest on your mortgage every month.

This may be attractive to borrowers, as the rate is protected against any interest rate increase over the course of the fixed rate period. This means you can easily plan your finances around your mortgage payments without having to worry about potential increases to the interest rate.

Buy to let fixed rate mortgages may be attractive to landlords. This is because of the changes in tax rules in 2017, which outline that landlords can no longer deduct their expenses that derive from their property to calculate their profits at the end of the tax year.

A buy to let fixed rate mortgage provides some certainty in how much the landlord has to pay on his mortgage for a certain period of time. This may help landlords prepare for their inevitable increase on their tax bill.

For those on a tight budget, buy to let fixed rate mortgages may be the best financial product because it can offer greater control over their finances.

NatWest offer a starting rate for their buy to let fixed rate mortgage at a competitive rate. The fixed rate’s initial term lasts for 2 years and reverts to their standard variable rate accordingly.

Is a Buy to Let Fixed Rate Mortgage Right for Me?

Although buy to let fixed rate mortgages may be suited to some, they may not be the best option for everyone. 

It is important to note that a fixed rate mortgage may force borrowers to pay more than they have to, if the interest rates are low.

Also, there may be some initial fees and charges that may increase the cost of accessing the finance required.

Finally, buy to let fixed rate mortgages tend to be longer and premiums are sometimes higher than usual.

How to Get a Buy to Let Fixed Rate Mortgage

When deciding on whether a buy to let fixed rate mortgage is the best choice for you, it may be beneficial to contact a mortgage broker and explore the best mortgages available.

To investigate your buy to let mortgage fixed rate mortgage options, call our specialist team on 0117 403 4474 or fill in our call back form. 

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