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Mortgage & Equity Release - Call Us 0117 403 4474

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What is your mortgage for?

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4.83% 5 Year Fixed

  • 65% LTV
  • Overall cost for comparison 5.9% APRC
  • £500 Cashback

Representative Example: Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 60 months after which reverts to lender variable rate of 6.49%.

Book appointment with us »

4.89% 10 Year Fixed

  • 75% LTV
  • Overall cost for comparison 5.5% APRC
  • £1000 Cashback

Representative Example: Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 10 years after which reverts to lender variable rate of 6.24%.

Book appointment with us »

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparison Product fee Monthly cost Enquire
Initial rate: 4.07%
Rate type: 5 year fixed
Monthly cost: £957.08 per month
Product fee: £995
Overall cost for comparison: 6.3% APRC
NatWest logo 4.07% 5 year fixed 6.3% APRC £995 £957.08 per month get quotes
Initial rate: 4.07%
Rate type: 5 year fixed
Monthly cost: £957.08 per month
Product fee: £1,495
Overall cost for comparison: 6.3% APRC
NatWest logo 4.07% 5 year fixed 6.3% APRC £1,495 £957.08 per month get quotes
Initial rate: 4.09%
Rate type: 3 year fixed
Monthly cost: £959.07 per month
Product fee: £999
Overall cost for comparison: 7.3% APRC
Halifax 4.09% 3 year fixed 7.3% APRC £999 £250 cashback £959.07 per month get quotes
Initial rate: 4.09%
Rate type: 3 year fixed
Monthly cost: £959.07 per month
Product fee: £999
Overall cost for comparison: 7.2% APRC
Halifax 4.09% 3 year fixed 7.2% APRC £999 £250 cashback £959.07 per month get quotes Broker Only Deal
Initial rate: 4.11%
Rate type: 5 year fixed
Monthly cost: £961.07 per month
Product fee: £899
Overall cost for comparison: 5.8% APRC
Barclays 4.11% 5 year fixed 5.8% APRC £899 £961.07 per month get quotes Broker Only Deal
Initial rate: 4.12%
Rate type: 3 year fixed
Monthly cost: £962.07 per month
Product fee: £999
Overall cost for comparison: 6.8% APRC
Nationwide Building Society logo 4.12% 3 year fixed 6.8% APRC £999 £962.07 per month get quotes Broker Only Deal
Initial rate: 4.12%
Rate type: 5 year fixed
Monthly cost: £962.07 per month
Product fee: £995
Overall cost for comparison: 6.3% APRC
NatWest logo 4.12% 5 year fixed 6.3% APRC £995 £962.07 per month get quotes
Initial rate: 4.12%
Rate type: 5 year fixed
Monthly cost: £962.07 per month
Product fee: £999
Overall cost for comparison: 6.7% APRC
Halifax 4.12% 5 year fixed 6.7% APRC £999 £250 cashback £962.07 per month get quotes
Initial rate: 4.12%
Rate type: 5 year fixed
Monthly cost: £962.07 per month
Product fee: £999
Overall cost for comparison: 6.6% APRC
Halifax 4.12% 5 year fixed 6.6% APRC £999 £250 cashback £962.07 per month get quotes Broker Only Deal
Initial rate: 4.12%
Rate type: 3 year fixed
Monthly cost: £962.07 per month
Product fee: £999
Overall cost for comparison: 6.2% APRC
Barclays 4.12% 3 year fixed 6.2% APRC £999 £962.07 per month get quotes Broker Only Deal
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Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Mortgages For Later Life

Mortgage Service for Later Life

Getting a mortgage once you get into your 60s can bring a range of complexities. Our mortgage service offers:

  • Whole of market service - we work with most UK lenders who will consider lending into retirement

  • Access to leading market later life mortgage rates 

  • Access to exclusive mortgage deals not available on high street

  • Specialist lenders who will lend to pensioners

  • Fast turnaround - speak to us today if you need to move quickly

  • We have lenders who will take into account previous credit issues 

  • Looking to raise additional finance on top of your existing mortgage or buy to let mortgage? - we have access to a range of innovative finance solutions

To investigate your mortgage options if you require later life finance call our specialist mortgage team on 0117 403 4474 or fill in our callback request form.

"The essence of the Fair Mortgages service is professional independent mortgage and protection advice brought to you by a team of specialist advisers and experienced administration support. 

As your mortgage is such an important transaction, good advice is imperative.

Why Choose Us?

Later Life Mortgages

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Our Services

Bridging Loan To Buy House

Capital Raising Mortgage

Equity Release Mortgages

Fast Mortgage

Home Improvement Loans

Large Mortgages

Mortgage Comparison

Mortgages For Dentists

Mortgages For Property Developers

Part Ownership Mortgage

Retirement Mortgages

Self Build Mortgage

Buy to Let Remortgage

Debt Consolidation Mortgage

Expat Mortgages

HMO Mortgages

How to get a Cheaper Mortgage

Million Pound Mortgages

Mortgages For Contractors

Mortgages For Doctors

New Build Mortgage

Remortgage To Release Equity

Second Mortgage

Shared Ownership Mortgage

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

Fair Mortgages Limited is an appointed representative of Fair Investment Company Ltd which is authorised and regulated by the Financial Conduct Authority.