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4.83% 5 Year Fixed

  • 65% LTV
  • Overall cost for comparison 5.9% APRC
  • £500 Cashback

Representative Example: Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 60 months after which reverts to lender variable rate of 6.49%.

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4.89% 10 Year Fixed

  • 75% LTV
  • Overall cost for comparison 5.5% APRC
  • £1000 Cashback

Representative Example: Mortgage of £100,000 on property valued at £200,000 over term of 25 years. Rate fixed for 10 years after which reverts to lender variable rate of 6.24%.

Book appointment with us »

Monmouthshire Building Society Mortgages

UK Mortgage rates are at all time lows!

See below for a selection of leading Monmouthshire mortgages or use our independent mortgage advice service to compare the market.

Details sort by initial rateLenderInitial rate Rate type Overall cost for comparison Product fee Monthly cost Enquire
Initial rate: 4.45%
Rate type: 5 year fixed
Monthly cost: £906.69 per month
Product fee: £499
Overall cost for comparison: 7.1% APRC
Monmouthshire Building Society logo 4.45% 5 year fixed 7.1% APRC £499 £906.69 per month get quotes Broker Only Deal
Initial rate: 4.65%
Rate type: 3 year fixed
Monthly cost: £928.15 per month
Product fee: £499
Overall cost for comparison: 7.7% APRC
Monmouthshire Building Society logo 4.65% 3 year fixed 7.7% APRC £499 £928.15 per month get quotes Broker Only Deal
Initial rate: 4.85%
Rate type: 2 year fixed
Monthly cost: £949.85 per month
Product fee: £499
Overall cost for comparison: 8.1% APRC
Monmouthshire Building Society logo 4.85% 2 year fixed 8.1% APRC £499 £949.85 per month get quotes Broker Only Deal
Initial rate: 5.35%
Rate type: 5 year fixed
Monthly cost: £1005.14 per month
Product fee: £999
Overall cost for comparison: 7.5% APRC
Monmouthshire Building Society logo 5.35% 5 year fixed 7.5% APRC £999 £1005.14 per month get quotes Broker Only Deal
Initial rate: 5.55%
Rate type: 2 year fixed
Monthly cost: £1027.67 per month
Product fee: £999
Overall cost for comparison: 8.2% APRC
Monmouthshire Building Society logo 5.55% 2 year fixed 8.2% APRC £999 £1027.67 per month get quotes Broker Only Deal
Initial rate: 5.55%
Rate type: 3 year fixed
Monthly cost: £1027.67 per month
Product fee: £999
Overall cost for comparison: 8% APRC
Monmouthshire Building Society logo 5.55% 3 year fixed 8% APRC £999 £1027.67 per month get quotes Broker Only Deal

Representative Example:

A repayment mortgage of £120,000 payable over 28 years and 1 month initially on a fixed rate for 2 years at 1.99% and then on the lender current variable rate of 3.69% (variable) for the remaining 26 years and 1 month would require 24 monthly payments of £465.20 and 312 monthly payments of £565.39 and one final payment of £565.19.

 

The total amount payable would be £189,357.67 made up of the loan amount plus interest (£68,161.67), booking fee (£999), completion fee (£30) and valuation fee (£197).

 

In this example the overall cost for comparison is 3.7% APRC representative.

 

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT

Monmouthshire Building Society Mortgages

Monmouthshire Building Society has a long history of providing mortgages, both in Wales and across the UK.

Use our FREE online mortgage comparison tool to help you find the latest mortgage deals from Monmouthshire Building Society.

A mortgage from Monmouthshire could offer some of the following features:

  • Free standard valuation on selected mortgage deals

  • No legal fees when you use a solicitor appointed by Monmouthshire Building Society to carry out your conveyancing.

  • Special offers on life insurance via Monmouthshire Building Society when you take out selected mortgages.

  • No early repayment charges on selected mortgage deals.

Choosing a Monmouthshire Building Society mortgage

Monmouthshire Building Society offers a selection of mortgages and related benefits, such as:

  • Fixed Rate mortgages – your monthly repayments are fixed at a certain level for a specified period of time. At the end of the fixed rate period, your repayments will normally move on to a variable rate. Monmouthshire Building Society offers a range of 3 year fixed rate mortgages.

  • Discount rate mortgages – With this type of mortgage, buyers receive a discount on the Monmouthshire Building Society standard variable rate (SVR) for a fixed period after the mortgage starts.

  • First time buyers – Monmouthshire Building Society are participating in the Government’s Help to Buy scheme (Wales) which offers mortgages of up to 95% LTV on both new build and existing properties.

History of Monmouthshire Building Society

The Monmouthshire Building Society was launched in Newport in 1869 as the Monmouthshire and South Wales Permanent Investment Benefit Building Society.

It was founded as a mutual organisation, owned and run for the benefit of its members, and continues to be run as an independent mutual society. Today, Monmouthshire Building Society offers a selection of savings, investments, and mortgages.

To compare the latest Monmouthshire Building Society mortgage deals with other leading mortgage rates and find the best deals for you, use the mortgage calculator to search over 5,000 mortgage offers based on your personal circumstances.

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