95% Mortgages
Looking for a 95% mortgage?
Our service offers:
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Whole of market service - we work with over 60 UK lenders
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Great rates! - Access to loan deals not available on high street
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Fast turnaround - speak to us today if you need to move quickly
To investigate your mortgage options call our independent mortgage adviser team or fill in our call back form.
95% LTV Mortgages
Whether you are trying to buy your very first home, remortgage or move, you may be wondering what being able to put down a 5% deposit will be able to get you.
While it can be possible to secure mortgages with smaller deposits, a 5% deposit of the property value will increase is generally the industry minimum required.
There is a selection of mortgages with Loan to Values of 95% on the market, so it is worth shopping around thoroughly before hand to try and find the best product for your specific circumstances.
Loan to Value
The Loan to Value (LTV) of a mortgage is the amount borrowed compared to the size of the deposit put down.
This means that a mortgage with a 5% deposit will have a LTV of 95%, It is important to note that having a larger deposit will increase the amount of products available to you, and decrease the rate of interest you pay on the loan.